CBSI offers fully and partially self-funded Group health, dental, vision, Employee Assistance Programs, prescription drug plans, COBRA, Cafeteria 125, HIPAA Compliance, Life/AD&D, LTD/STD, HRA’s and other Supplemental policies.  Whether you have an employer group, Taft-Hartley, municipal, or association-type plan, CBSI will meet your needs.  The decision to fully or partially self-fund your benefit plan is not an easy one.  Fast, accurate, and knowledgeable claims administration is vital to ensure your company’s investment is used wisely.  CBSI offers you this and more.

Health and Dental Plans

Self-funded and partially self-funded plans allow an employer to design a plan with the expert help of CBSI to meet their employee needs. CBSI will examine previous experience to formulate the right plan for the employer to provide to their employees.

Section 125 Cafeteria Plans

Section 125 Cafeteria plans offer payment of non-covered medical and dental related services using pre-tax dollars. The plan can also be used for day care expenses and insurance premium payments. CBSI will process reimbursement requests from employees and monitor account balances. The required reimbursement forms are available on the home page menu.

Cobra
We administer all the details associated with COBRA.  From notifying the terminating employee of his or her conversion rights to tracking their participation for 18 to 36 months, to collecting the premium payments, CBSI takes care of the entire process.  CBSI provides not only top-flight administration but also technical information, assistance with filing and comprehensive individual and group reports.   Letting us administer your COBRA obligations is an easy way to free your office from time-consuming filing and record keeping.

Life AD&D
CBSI offers a variety of Life Insurance products for your peace of mind and the security of your loved ones.  In the event of a tragic accident in which death or dismemberment occurs, you have assurance that you and your family members have protection in the time of need.

Healthcare Reimbursement Arrangements (HRA's)
CBSI administers HRA’s, which offer tax free and tax deductible accounts used by a business to pay for Medical, Dental and Health expenses of employees that are not covered by insurance.  Unlike other accounts, HRA unused balances roll over to the next year. HRA’s are the newest way for employers to give their employees freedom of choice in healthcare planning while controlling their own costs.

Vision
CBSI offers one of the most comprehensive prevention, examination and prescription vision programs available.

LTD/STD
CBSI’s short-term and long-term disability programs are a cut above…in the services they provide and in the results they obtain.  Convenient, efficient and professional claims handling, plus an early intervention program that not only speeds return to work, but also helps prevent disability absences, make CBSI the clear choice for companies with an eye on value and performance.  You can count on CBSI to deliver lower overall costs, hassle-free service, and most important-improved productivity to your company.

EAP
CBSI offers Employee Assistance Programs that are fully self-insured and fully insured.  These programs can provide value to your employees and have financial benefits.  When managed properly, these programs are very effective and CBSI can be there to manage this aspect of your benefits.

Group Voluntary Projects
CBSI offers many Group Voluntary Products. They range from Dental, to additional Life/AD&D, to Vision.  All the products can be fully self-insured or fully funded.  The products that are offered are only offered through A+ rated companies.  CBSI prides itself on being able to offer the best of the best. CBSI offers many Group Voluntary Products.  They range from Dental, to additional Life/AD&D, to Vision. All the products can be fully self-insured or fully funded.  The products that are offered are only offered through A+ rated companies. CBSI prides itself on being able to offer the best of the best. CBSI offers many Group Voluntary Products. They range from Dental, to additional Life/AD&D, to Vision.  All the products can be fully self-insured or fully funded.  The products that are offered are only offered through A+ rated companies. CBSI prides itself on being able to offer the best of the best.